Courts (Credit: MediaNews Group)
State Attorney General’s Office said metadata embedded in the photos taken after crash revealed they were taken before the policy was reinstated
A Franconia Township man has been sentenced to three years of probation after admitting to attempting to defraud an insurance company and attempted theft in Montgomery County Common Pleas Court last week.
Lamar Fisher, 35, of the 900 block of Camp Road, pleaded guilty to two misdemeanors; the court dismissed felony counts of insurance fraud and criminal use of a communication device, per court records.
Fisher was charged last August by special agents with the Pennsylvania Office of the Attorney General’s Insurance Fraud Section, accused of attempting to collect insurance money by reinstating a lapsed policy following a crash and falsely claiming the accident happened later.
Authorities said Fisher’s 2019 Infiniti QX80 was damaged in a single-vehicle crash on Jan. 6, 2024, during snowy road conditions in Telford Borough. Fisher allegedly called 911 at 1:48 p.m. to report the accident. Investigators said his Progressive Insurance policy had lapsed weeks earlier due to nonpayment.
Court records show Fisher reinstated the policy online at 1:42 p.m. that same day, minutes after the accident occurred, and signed a “Statement of No Loss” affirming the vehicle had not been damaged. At 2:08 p.m., he submitted an insurance claim and later provided photographs of the damaged vehicle.
Investigators said metadata embedded in the photos revealed they were taken at 1:38 and 1:39 p.m., before the policy was reinstated. Progressive denied the claim on Jan. 18, 2024, citing misrepresentations and lack of coverage at the time of the crash.
During interviews with investigators, Fisher admitted he reinstated his policy after the accident and confirmed the timing of the photographs.
Fisher was represented by Lower Salford attorney Vincent Petersen.
All suspects and defendants are innocent until proven guilty. This story was compiled using public court records.
